Dear President Obama,
Your new tax policy and budget, rightfully lauded by pundits, cannot solve the above mega problem. You have stated lately that financial institutions not receiving bailout funds need not face government restrictions on executive compensations. This is sub-optimal for taxpayers. Bankers were not seeking bailout until recently and paying themselves without government restrictions. Yet, we are experiencing financial depression, which you have correctly stated as manmade. How men made the depression therefore, guide optimal policy.